Buying your first home
First Home Buyers
Buying your first home can be a very stressful time. Your Mortgage Options can help ensure the whole process runs smoothly, and with minimum stress.
By assisting you with programs like the First Home Owners' Grant Scheme we are making sure that you and your family is getting all the benefits available to you.
First Home Owners' Grant (FHOG)
Many of the lenders on Your Mortgage Options panel are agents for the FHOG. We can help with the "First Home Owners' Grant" and ensure that the grant money is available for settlement.
State and Territory governments have introduced the First Home Owners' Grant to offset the effect of the Goods and Services Tax (GST). The Grant of up to $10,000 is available to eligible applicants who are purchasing or building their first home in Australia.
Your Mortgage Options understands the difficulties that can be faced by self-employed people when applying for a loan. We understand that traditional lenders often seem to restrict the borrowing capacity of self-employed applicants.
We are agents for many lenders who specialise in helping self-employed or non-conforming borrowers.
These lenders have various types of low doc or no doc loans, for which no financials or tax returns are required. These loans are ideal for the self-employed applicants who know they can afford the loan, but do not have to produce financial statements and tax returns to prove it.
In a competitive property market, a home loan pre-approval puts you in the best possible purchasing position. If you would like us to arrange an obligation free, over the phone pre-approval (subject to confirmation of your details) simply fill out the Contact Us form, and we will take care of all the rest.