Why choose Your Mortgage Options
Most people now prefer to engage the services of a mortgage broker to assist them finding the right home loan to suit their needs.
We at Your Mortgage Options has been helping people realise the dream of home ownership for over 14 years now. We analyse hundreds of loans from over 20 different Mortgage Lenders to help you find a loan that suits you best. You will not be restricted to a limited range of home loans or business loans that your existing bank may be offering. We will let you know how much you can borrow and what the costs are likely to be.
We will save you time
We do all the legwork to find you the best suited home loan or business loan from our wide range of Mortgage Lenders. We negotiate with the lenders on your behalf and help you obtain fast approval.
We are available 7 days a week
Many of our clients have hectic lifestyles and our out of business hours service provides the flexibility they require when the time comes to find a new home loan. Weekend appointments are also available as well as a 7 days contact service.
We could save you money
Unless you have spent many hours analysing the loan market you may be paying too much on your existing home loan or business loan. Let us research the market to see how your existing loan compares. You could save thousands of dollars.
We come to you at your convenience
We will come to you home or workplace at your convenience. We are independently owned and offer true personal service with your best interests in mind. We realise that no two customers are the same and take the time to assess your individual needs. We appreciate that everyone is very busy which is why we specialize in providing an after hours service.
You can apply for your home loan online
You might find that sometimes you are just too busy to arrange a face to face appointment. Now you can apply on line. We will match your details with our lenders to find you the most suitable home loan. We can even obtain pre-approval so you will know how much you can borrow.
We do all the paperwork for you
Whether you are a first home buyer, upgrading, investing or interested in a home mortgage refinance we can help. We complete the loan application for you, negotiate approval with our Mortgage Lenders and keep you informed every step of the way. We make the loan process easy for you.
We do not charge for our services
The best thing is we do not charge you to use our services and expertise. We are paid commission by our lenders for introducing new business to them. We disclose all commissions to you in writing and we don't favour any particular lender.
Note: Government and Lender Fees and Charges may apply. Standard Brokerage is applicable for Commercial and Business Loans
Greater customer satisfaction
According to the Mortgage and Finance Association of Australia, mortgage broker customers are significantly more satisfied than just bank customers. We care about you as an individual and don't just treat you like number. With over 7 years of finance industry experience Your Mortgage Options is a business you can trust.
What about after my loan settles?
Unlike a bank, Your Mortgage Options brokers keep in touch with their clients. We send out a regular newsletter keeping you up to date with changes in the market. We are always available to talk to you when your circumstances change.