Refinance Options

Looking for a better deal? It is wise to review your home loan on a regular basis as your circumstances, loan products and economic conditions change over time.

By the same token, refinancing requires careful consideration. As your broker, Your Mortgage Options will compare your present loan with the current loan products on offer with a view to improving your overall financial position. The test is, are you better off after refinancing, if not, don't go ahead with any refinance.

You need to find out a few things before refinancing your home loan:

• What are the break costs or other payout fees?


• What are the total fees incurred with the new loan?


• Are there any early payout fees attached to the new loan?


• What are the ongoing costs of the new loan compared to the old loan?


• Can your current lender provide the conditions you seek?

Your Mortgage Options broker is able to assist you in determining whether or not refinancing is a useful option for you but as always, the final decision is yours.

Contact us to discuss your options.