First Home Buyers

Your ready to purchase your very first home.  There are many things to consider.   Where do you start? We would like to make to process of buying your first home as smooth and uneventful as possible.

There are a number of factors to consider including:

• How much can I borrow?


• Are we eligible for the First Home Owners Grant (FHOG)


• What other costs will there be?


• How much deposit do we need?


• What loan is best for us?

Just knowing where to start can sometimes seem like a problem but that's where Your Mortgage Options can assist. We sit down with you and establish your wants and needs in relation to your first mortgage. We guide you through the various loan features and options and help with the First Home Owners Grant. As a First Home Buyer you will also be eligible for the First Home Plus stamp duty exemption scheme. Visit Office of State Revenue (NSW) to check how much you will save.

We also determine how much you can borrow with a variety of different lenders depending on your deposit and other factors including your income, assets, length of employment, number of dependants, other financial commitments, credit history, proposed property location and zoning.

To check your eligibility for the First Home Owners Grant go to www.firsthome.gov.au

Please contact us for more information.